Quick loan? Quickly apply with Good People Bad Credit right here
A quick loan is a small personal loan up to $15,000, repaid over a period of up to 24 months. Each loan will have an establishment fee and either monthly fees or interest applied to it, which will be repaid over the life of the loan.
Do you need money fast? A quick loan might be right up your alley. When unexpected expenses pop up you usually need to pay for them fast! Having bad credit is one of those things that has a habit of getting in your way at the worst possible time. Especially when you need cash in a hurry. Life leaves you in a tricky situation and, more often than not, you’re caught unawares. With this in mind, Good People Bad Credit can find you lenders who offer quick loans with quick processing times! Handy, right?
But first, let’s take a look at why we think we’re pretty damn good at what we do.
Introducing Good People Bad Credit
Here at Good People Bad Credit, we’re all about helping the little guy out. The reality is that there are so many people out there that don’t have a perfect credit history. Let’s be honest, life happens, and that’s just the way it is. But, it’s fascinating how traditional lenders don’t seem to understand this. They take one look at an application and decide that you’re not worth the risk due to your bad credit history. Good people are being declined due to a few mistakes in their past. We don’t think this is very fair.
That’s where Good People Bad Credit comes in. We don’t believe that someone should be automatically declined straight off the bat for having some spots on their credit history. But, we also know how frustrating it can be trying to find a quick loan lender who will give you a chance. Your search has finally ended! Good People Bad Credit are lender-finder experts that specialise in finding the perfect lender for people who have a bit of bad credit history.
What exactly are cash loans for bad credit?
A quick loan is exactly what it sounds like! They’re small personal loans from $1,000 up to $15,000 for people who have had a bit of bad credit in their past. They can be used for a variety of reasons, from pesky unexpected bills, car repairs and home maintenance to doctor or dentist bills! They were designed to help people with bad credit out when they needed a helping hand, fast.
We try to help everyday people like you find lenders who may be able to help out with quick loans!
What are the basic application criteria?
Cause we like to keep this process as stress-free as possible, we’ve made our basic criteria nice and straightforward. For Good People Bad Credit to be able to go about finding you a lender, we need you to match the following basic criteria before we can start our search.
- Be at least 18 years of age
- Be an Australian citizen or permanent resident
- Have access to an active phone number and email address
- Have been receiving income into a personal bank account for at least the last 90 days
If you match these criteria, then fantastic! Push ahead with your application, and we can get straight on to trying to find you a quick loan for bad credit lender.
How do I submit an application to Good People Bad Credit?
Applying couldn’t be easier! Our application process is 100% online, and you won’t need to go hunt down any complicated paperwork. Just a few quick minutes and we’ll be able to start finding you a lender.
To begin, scroll up to the top of this page and have a look at our handy loan calculator. Select the amount that you’re looking to borrow, and for how long and hit Apply Now. This will get your application off to a quick start.
From here we’ll grab some important details from you such as your name, age, address, email, phone number and also your reason for applying for a loan.
At this point, we’re going to grab a read-only copy of your bank statements from you, as well as a copy of your benefit statements (if you receive a benefit). We grab these documents so that any lender we find you can start assessing your application stat. Congratulations, your application has been completed and submitted.
If we are able to find you a lender you’ll then deal with your lender directly. They’ll go through your loan contract with you if they’re able to approve you.
It’s as simple as that. You already have enough stress to deal with, so we’re out to make the process as simple and stress-free as possible for you.
What are the fees and repayments on cash loans for bad credit?
As we’re the lender-finder and not the actual lenders, we cannot guarantee what repayments and fees will be associated with your quick loan. Every lender is different and as such will have different loan terms. It’s important that if you are approved, that you check your loan contract beforehand to make sure you’re happy with your repayments amounts and fees. We can, however, give you an example of what costs may look like. Remember, that this is an example only.
A small amount unsecured loan, $1000 up to $2,000:
For a small amount credit contract of $1000 – $2,000. If your application is approved by a lender, remember to read your loan contract thoroughly, as it will contain all relevant costs.
A medium amount secured loan, $2,001 – $4,600:
The costs of a medium amount secured loan are a little different. If your application is approved by a lender, remember to read your loan contract thoroughly, as it will contain all relevant costs.
A large amount secured loan, $5000 – 15,000:
The costs of a large amount credit contract are again a little different. If your application is approved by a lender, remember to read your loan contract thoroughly, as it will contain all relevant costs.
Also, just remember, that if you’re interested in applying for one of the larger loans of $2,001 – $15,000, they are secured loans so, you will need to provide a vehicle such as a car, truck, caravan or motorbike that can be used as security.
Remember that this is indicative only and that these amounts are not a guarantee of what the actual costs may be. If we do find you a lender who can approve you they will be in touch to discuss repayments terms and any fees they may charge.
Can people receiving Centrelink apply?
Yes, people receiving Centrelink can apply for a quick loan! In fact, quick loans for Centrelink customers with bad credit is a speciality of Good People Bad Credit. We understand how hard it can be when you receive Centrelink benefits. Traditional lenders take one look at your application and, more often than not, decline you purely because you receive benefit payments. We don’t think that’s very fair. This is why we aim to find lenders who are willing to give Centrelink clients the fair go they deserve.
So, if you’re looking for quick loans for bad credit and unemployed, Good People Bad Credit may be able to help you find what you seek. Apply now and get the process started.
Quick loans for bad credit?
We specialise in finding lenders of quick loans for bad credit. We’re well aware that the idealistic view traditional lenders have of everyone having a perfect credit history is unattainable. We think that the fact that they decline people who have had a bit of bad credit in their past is unfair. That’s why we’re here. To give everyone a fair go at finding a quick loan lender for bad credit.
In a perfect world, everyone’s credit score would be perfect, no one would need to borrow money, and debt would be all but non-existent. But we don’t live in a perfect world. Life happens, sometimes we get handed lemons, and things don’t go the way we hoped. But we shouldn’t be punished for this for years after the fact.
This is why Good People Bad Credit can find lenders who are understanding and fair. They believe that everyone should have the chance to get the credit they need when they need it.
So, if this sounds like it could be the helping hand you’ve been looking for, apply now.
Some final thoughts
A quick loan is a great way to get money fast. It could be that you need money to pay for school fees or because your fridge has broken down. Whatever it is, getting a quick loan can help alleviate that stress and help you on your way.
Whether you’re still not sure if you want to apply or you have some more questions, we can help. In fact, you’re already in the best place possible for information – our website! Whether you want to know more about us, how to apply or costs, you’re in the right place.
Can’t find what you’re after on our website? We’re always happy to help our customers, so get in touch! Contact us online or send an email to firstname.lastname@example.org and we’ll answer your questions.
Bad credit tends to feel like a big red stop sign preventing you from living your life to the fullest. However, it doesn’t have to be! Apply through Good People Bad Credit today and let’s see if we can help!