500
Weekly
Fortnightly
Monthly

Loans from $2100 and upwards require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

The Interest Rate for Secured Medium Loans is 48%. The Typical Comparison Rate is 67.41% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

The Interest Rate for Secured Large Amount Loans is 48%. Maximum Comparison Rate is 48% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.


Apply for a bad credit loan in three easy steps.

Storms don't last forever, and neither should bad times. We know that when you're in a punch, a bad credit score can stop you from getting the funds you need to finance your unexpected expenses. We believe that bad credit can happen to the best of people, and that getting a personal loan shouldn't be difficult because of a past mistake. When you're in a jam, make sure you make this your first stop. Once you've applied, we'll score the offers and send the very best one your way.

How to Apply

It's as easy as 1, 2, 3!

1

Make sure you're eligible

You'll find a quick checklist below. Make sure you meet the minimum requirements before you apply.

2

Tell us what you want

Use the calculator to find out what bad credit personal loans cost, and how much you'll pay each month.

3

Submit you application

Decided on bad credit history loans? Great. You'll want to pop your details into the application form and hit 'submit'.


What People Say:



Why Good People Bad Credit


When we first got into the business of helping people find personal loans, we were fascinated by the amount of poeple whose loans were turned down because of a mistake in their past There were good people, able to pay back small amounts and in need of a lump sum of cash in the moment. Some were receiving Centerlink payments, some were pensioners, but most of them just had a really bad credit history. We couldn't handle the way they were being treated by more traditional credit providers, and so GPBC was born.