500
Weekly
Fortnightly
Monthly

Loans from $2100 and upwards require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

The Interest Rate for Secured Medium Loans is 48%. The Typical Comparison Rate is 67.41% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

The Interest Rate for Secured Large Amount Loans is 48%. Maximum Comparison Rate is 48% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.


Small Cash Loans

small cash loans
Small cash loans now – that’s a search that Google gets more often than you’d think.

The average person doesn’t consider the need for readily available credit until, well, they need it.

Pushed to the maximum and stretched all too thin, their budget just isn’t going to cover whatever expense has reared its ugly head without forcing them to drop the ball somewhere else.

Of course, when you really need small cash loans fast, you likely don’t have time to go through a lengthy application process or wait endlessly to find out if your application has been successful. You need a small cash loan, and you need it now. Well, that’s where we come in.

It’s because we understand that, that we built our business to alleviate the stress of getting small cash loans. Here’s how it works –

  • You apply for a lender that can offer a loan using the form just up there at the top of the page.
  • We’ll do our best to find you a lender that can offer what you need.
  • If we find you a lender – and we will let you know, then your lender should be in touch to go over the finer details of your loan contract. We can find lenders that can offer you small loans, fast cash and perhaps a slice of relief.
  • You will be contacted by the lender who will do a final assessment to make sure that you can afford to make the repayments required for your requested loan amount and, if all goes well…
  • Fast small cash loans could make its way to your bank account.

Still, have a few questions? Great! We have a few answers that may be able to help you.

What are small cash loans?

If you’re not sure what small cash loans Australia has to offer, or what they are, look no further.

A small cash loan is a short-term personal loan that can be applied for online. If you apply with us, we will be able to take the hassle out of the process by sifting through the many cash lenders to find one that can offer small cash loans.

To make the entire process of applying for a lender that can offer small cash loans online even easier, we make use of a secure system that is able to grab your latest bank statements for you so you don’t need to worry about submitting extra paperwork.

Who can apply for our lender-finding service?

There aren’t many small cash loans for unemployed Australians. Nor are there many for pensioners or people on benefits.

In fact, small cash loans for Centrelink clients or loans with no credit check are pretty rare, too.

If it’s small cash loans for people on benefits you’re after, we may be able to help.

The best thing to do is just apply, and let us take a look at your situation to see if there’s a lender we think could offer you the loan you need.

Now, we must point out that the lenders we will find are responsible, and governed by the Australian Securities and Investments Commission (ASIC). What does that mean? Well, it means that in terms of loan approvals, they cannot accept clients without first doing a thorough assessment of their income and expenditure, as well as present circumstances. As frustrating as it may be if you do not get approved for a small cash loan, at least you’ll know that you are not adding any further financial stress to your life.

Can I apply for small cash loans online?

You sure can! If you scroll up to the top of this page you’ll find an application form attached to our loan calculator. Follow the prompts and in a few minutes (or less) your application will be completed and on its way to us.

How do small cash loans work?

Same day small cash loans – a very likely scenario if you submit your application within regular working hours – work just like any other loan.

Make sure you check out this page to find out more about the costs and how small cash loans work in terms of costs. You’ll find everything you need to know about the establishment and monthly fees, as well as the APR charged over there.

Regardless of whether you have taken out quick small cash loans before or not, the process is the same. You apply for a loan online and then we get to work finding you a lender. Before applying, make sure you are eligible by checking off all these basic requirements, an Australian citizen or permanent resident, of the right age and in possession of a personal bank account and mobile number.

If we find you a lender, they should be in touch and to make sure that you are who you say you are, that your income and expenses all check out and that you can afford to make your repayments without getting in over your head. In other words, they need to make sure you’re not overcommitted financially.

What use are fast small cash loans if they’re only going to get you into more debt?

Small cash loans bad credit

Can I get small cash loans with bad credit? Will you do a credit check?

Yes! We’ll do our best to find you a lender that can offer bad credit loans. Your lender will be able to tell you what amounts they need credit checks for, but remember, they do need to tell you before they do credit checks. If you know or suspect that you have bad credit, you can apply with us and we will help you find a lender to suit your personal circumstances.
Just make sure that, while you are getting your small fast cash loans and paying for those emergency expenses, you take a moment to consider how you can improve your credit score and make things a little easier for you in the future.

Whether it’s the kind of cash flow loans small business owners often need, bad credit small cash loans or just regular old quick small cash loans you’re after, know that we are on hand to help you out of this jam, and ready to get to work helping you find the loans you have been looking for.

Just head on up to the top of this page and fill in the form. We’ll take care of all the digging, searching and scratching through the many, many lenders out there. Isn’t that good to know?